Many people believe that after they have had a home foreclosed on, they will never be able to buy a house again. This is untrue. As you may have guessed, it is much more difficult to get a mortgage after a foreclosure hits your credit report, but... (Read More)

Think that you need a 20 percent downpayment to purchase a home? Many prospective home buyers buy into this myth, studies show. Yet research shows that among those who take out a mortgage to purchase a home, the median downpayment is about 10... (Read More)

Your credit score is an important number that can affect the interest rate you can get for a mortgage and even whether you can qualify for certain types of home loans. It's not the same as your credit report. Think of your credit score as a... (Read More)