You have a good income and decent credit score, but can’t scrape together a 20 percent down payment. Contrary to what you may think, you can still get approved for a mortgage loan.
The 20-percent myth is a common one. While it’s true that a... (Read More)
No matter how sincerely you promise to reimburse a lender, you probably won’t get a mortgage loan unless you have a good record of credit. But do you understand the mechanism behind the credit-reporting industry? Here are three things you may not... (Read More)
Don't think your credit score is high enough for you to qualify for a mortgage? Ask us about the FHA Choice loan program! This incredible loan program is designed to help borrowers with less-than-perfect credit who have had difficulty qualifying... (Read More)
Don't think you'll be able to afford to buy your first home anytime soon? The good news is that when it comes to finances, little efforts can lead to big results. These four strategies are designed to help you and your family spend less, save more... (Read More)
What’s my mortgage payment?
That’s probably your main concern as you figure out how to finance your home purchase. But make sure you consider the other costs associated with buying and maintaining your property.
Taxes
Public services... (Read More)
No, you won’t get the lowest interest rate with a low credit score, but you can qualify for a mortgage loan. It’ll take more work and probably cost more, but it’s possible. Here’s how you should prepare for the process.
Know your credit... (Read More)
Selling a home can be a nerve-wracking process. It's your baby, after all. You have been there through all the growing pains, from painting the walls your favorite shade, to upgrading the bathrooms and putting your finishing touches on the window... (Read More)
If you are selling your home, it's important to keep safety in mind. Although problems are unlikely, it's always a good idea to do whatever you can to protect your family and personal belongings. Here are several ways to make your selling... (Read More)
Selling a home is a major life event — and packing up your whole life is a huge undertaking. You’ve no doubt read about packing strategies and how to organize a big move. But before you seal that last box, think twice about transporting your... (Read More)
You're kind of a big deal. Your generation, millennials, passed baby boomers in April to become America’s most populous generation, according to Pew Research Center.
Not only that, but millennials like you account for 35 percent of home buyers... (Read More)